The task of planning a funeral can be a trying and emotional experience for a grieving family. For this reason, Congo Funeral Home offers pre-planning services. We understand that you may have many questions regarding the pre-planning process and have compiled a list of frequently asked questions and their answers.
WHAT IS PRE-PLANNING?
Pre-planning is simply making your funeral arrangements before the need actually arises.
WHY SHOULD I PLAN AHEAD?
Some of ther main reasons to plan your funeral ahead of time are:
- You can select for yourself the type of funeral you want.
- Pre-planning can spare your family stress and financial hardships.
- Soliciting funds at the time of death can be uncomfortable and embarrassing.
- You can relax knowing all your wishes will be carried out.
AM I TOO YOUNG TO PLAN HEAD?
No. Pre-planning is for anyone who wishes to do so, such as married couples, single people who live alone, retirees, or anyone else who wishes to take away the burden of making stressful funeral arrangements when a loved one has passed away.
IS PAYING AHEAD BENEFICIAL?
Yes. Paying ahead for your funeral ensures that everything you want is obtainable because the funds are set aside and the cost of your funeral is locked in so your family never has to worry about paying additional monies at the time of your funeral.
WHAT ARE THE COSTS INVOLVED?
The cost of pre-planning can vary according to your choice of funeral arrangement. Here at Congo Funeral Home we offer funeral services to meet everyone's financial circumstance.
WHAT IF I ALREADY HAVE A LIFE INSURANCE POLICY?
Having a life insurance policy should not determine if you pre-plan and pre-pay for your funeral. The funds in your life insurance policy do not grow in order to meet tomorrow's cost of a funeral, whereas funds set aside in a pre-need insurance policy guarantee your family never has to pay additional money at the time of your funeral.
HOW CAN I ARRANGE A PRE-NEED FOR MYSELF OR FOR A LOVED ONE?
You may contact one of our pre-need consultants to set up an appointment by calling our funeral home at 302-652-8887.
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